You can move forward with your healthcare purchase today and pay over time using our convenient payment plans. We can help you cover any health-related expense you may be facing - and we use leading technology to make the process fast and easy.
1. Apply Online Apply with our easy online application in under a minute.
2. Get an Instant Decision Get our instant approval decision right away, displayed on screen along with the amount of funds available to you.
3. Begin Your Treatment Proceed to your preferred health provider to finalize your payment plan and begin your health treatment without delay.
4. Make Payments Health Smart will pay your healthcare provider directly. We will set up convenient pre-authorized monthly or semi-monthly payments from your designated bank account.